Pricing & Insurance
Simple, transparent pricing
Cove Naturopathic is a cash-pay practice. No surprise bills, no insurance hoops — just clear fees for comprehensive care. HSA and FSA cards are welcome.
Visit fees
All visits are via secure video telemedicine. Payment is collected at the time of booking.
Comprehensive intake: full health history, root-cause analysis, and a personalized treatment plan.
Progress review, lab interpretation, treatment adjustments, and ongoing care.
Focused check-in for established patients with a single concern or quick update.
Review and interpretation of recent lab work without a full visit.
Why cash-pay?
Most insurance plans don't cover naturopathic medicine, and accepting insurance would require Dr. Mary to see more patients in less time and limit the care she provides. By operating cash-pay, she can spend the time your health actually needs — without insurance dictating what's covered.
Out-of-network superbill
After every visit, we provide a detailed superbill (itemised receipt with diagnosis and procedure codes) that you can submit to your insurance for potential out-of-network reimbursement. Many patients recover a portion of their costs this way — particularly those with PPO plans. We're happy to answer questions about what to include when you submit.
HSA & FSA accepted
Health Savings Account (HSA) and Flexible Spending Account (FSA) cards are accepted for all visits and most lab fees. Naturopathic medical visits are generally eligible expenses under IRS guidelines — check with your plan administrator if you're unsure.
Oregon Health Plan (OHP) & Medicaid
Cove Naturopathic does not currently participate in OHP or Medicaid. If you need low-cost care options, we can help connect you with community health resources in Oregon and Washington.
Lab & supplement costs
Lab work is ordered through Quest or LabCorp and billed directly to your insurance or paid out-of-pocket — these costs are separate from visit fees. Supplements and botanical formulas, when recommended, are optional and available through practitioner-grade dispensaries.
Ready to get started?
Book a new patient visit online. Questions about pricing or insurance? Reach out — we're happy to help.